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Artisan & General Contractor Insurance

Coverage That Works as Hard as You Do

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As a contractor, your worksite is full of risks—from injuries to property damage, stolen tools, or client disputes. Without proper insurance, one accident could put your business and livelihood at risk.


At Cornerstone Insurance Agency, we provide customized contractor insurance for roofers, landscapers, electricians, plumbers, and other trades. Whether you’re an independent artisan or manage a growing construction business, we ensure you’re fully protected.


Keep your business covered while you build. Get a quote today. 

What Does Artisan & General Contractor Insurance Cover?

COVERAGE

A construction worker wearing a hard hat and safety vest is working on a scaffolding.

01

General Liability for Contractors

Protects against injuries, property damage, and legal claims arising from your work.

02

Tools & Equipment Coverage

Covers stolen, damaged, or lost tools and heavy machinery so you can get back to work quickly.

03

Workers’ Compensation Insurance

Provides protection for employees by covering medical costs and lost wages if they get injured on the job.

04

Commercial Auto Insurance

Covers work trucks, trailers, and other vehicles used for contracting jobs.

FAQs

  • Do independent contractors need insurance?

    Yes! Even independent tradespeople can be held liable for damages or injuries, making liability insurance essential.

  • Does contractor insurance cover subcontractors?

    It depends on your policy. Some cover hired subcontractors, while others require them to carry their own insurance.

  • How do I get a Certificate of Insurance (COI)?

    Many clients require proof of insurance before work begins. We can issue COIs quickly to meet project requirements.

  • Does contractor insurance cover tools and equipment?

    Yes, we offer coverage for tools, machinery, and job-site equipment in case of theft, damage, or loss.

Still have questions? Call (979) 553-4343, and we’ll help you find the right coverage.

Stay Covered So You Can Keep Building

Don’t let an accident, lawsuit, or stolen tools put your business at risk. Get the protection you need today.



Let’s find the right policy for your contracting business.