When asked to list their most valuable assets most people include their home, retirement account, or car but fail to consider their ability to earn a living.

A 35 year old earning $50,000 who retires at 65 could earn $1,500,000 and that does not take into account promotions or raises.

Did you know that 1 in 4 people entering the workforce today will become disabled before they retire? Approximately 90% of all disabilities are caused by illnesses rather than injuries.

While many employers offer group disability insurance, most group plans cover only 60% of your base income for only a few years.  Can you live on half a paycheck?

Check out www.halfapaycheck.com to learn more.

Make sure your family is fully protected.  Call Cornerstone Insurance today.

1. Social Security Administration, Fact Sheet, March 18, 2011
2. The Council for Disability Awareness, www.disabilitycanhappen.org