Get A QuoteContact UsHome Page

An insurance company must provide PIP coverage in any and all policies issued in the State of Texas.  This coverage is automatic unless the named insured rejects the coverage in writing.  The state statute requires that the minimum for PIP coverage b $2500.  There is not a maximum required by law. 

PIP provides payments of all reasonable expenses that arise from an accident for:

·         Necessary medical care
·         Lost income for wage earner
·         Reimbursement for reasonable expenses for essential services ordinarily performed by the injured person.

An example would be the reimbursement to an injured personal for having to pay for maid service because the injuries prevented him/her from doing the work.

PIP benefits are payable without regard to the fault of a person seeking coverage.  Also, PIP is always payable without regard to whether or not there is other insurance to cover the loss.  In other words, double recovery is allowed.

Posted 4:46 PM  View Comments

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
   
Social Media
HELPFUL LINKS: Home About Us Get A Quote Blog Contact Us Cornerstone Insurance Agency. Your firm foundation for Home, Family & Business.
© Copyright Cornerstone Insurance. All rights reserved. Powered by Insurance Website Builder
Automobile Insurance Homeowners Insurance Life Insurance Renters Insurance
Find Us on Facebook Follow Us on Twitter Connect With Us On LinkedIn RSS